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Our innovative and exclusive customer portal will empower you to manage your policy, process payments, access 24/7 live support, and much more—all at your fingertips.
While not only reducing the time for you to get insured from days to minutes, our technology is also working behind the scenes to ensure you are getting the best coverage throughout the lifetime of your policy.
That said, we understand that sometimes you just want to talk to a human. We get it. You will be assigned a dedicated agent that will be there for you every step of the way.
5.0
Average rating from verified Google reviews
2 weeks ago
Harvest Insurance got us the lowest rate (by far) than the 5 other companies that we received quotes from.
1 month ago
This was hands down the best experience I've ever had purchasing a homeowners policy.
3 days ago
I recently had the pleasure of working with Harvest Insurance, and I have to say, it was a fantastic experience.
Florida homeowners insurance rates are the product of a perfect storm of factors, including pricey real estate, flooding, thunderstorms, tornadoes, wildfire, and, of course, hurricanes and tropical storms. Not surprisingly, there is no such thing as cheap home insurance in Florida.
The most common homeowners insurance policy is called an HO-3 policy, and it covers your home for all perils except those specifically excluded. Flood and earthquake insurance are not covered by an HO-3 policy. Other types of homeowners insurance policies include:
1. HO-1: A limited policy that offers varied coverage for 10 specific perils.Homeowners insurance covers the cost of repairing or replacing your home and personal property when they are damaged by events such as fire, theft, natural disasters, or vandalism. Personal property coverage, a standard part of homeowners insurance policies, can help cover the cost of replacing these items if they are lost, stolen, or damaged as a result of a covered event.
Our customer portal is a great way to manage your insurance policies online. You can view your policy documents, make payments, report a claim, and more! If you haven't already, register for an account today!
The average cost of homeowners insurance in Florida is $1,951 per year, according to our analysis. That's the third highest rate in the U.S. The average cost of homeowners insurance in Florida is $1,951 per year, according to our analysis. That's the third highest rate in the U.S.
Our customer portal is a great way to manage your insurance policies online. You can view your policy documents, make payments, report a claim, and more! If you haven't already, register for an account today!
Florida's home insurance market is in crisis. The state's largest insurer, state-run Citizens Property Insurance Corp., is raising rates by an average of 7.2% this year, and private insurers are following suit. The average cost of homeowners insurance in Florida is $1,951 per year, according to our analysis. That's the third highest rate in the U.S.