Should the homepage say Florida everywhere?
No. Keep the homepage general for expansion and put Florida-specific terms on this location page and Florida service pages.
Florida service area
Use this page for Florida-specific organic, AI, and paid-search intent. The general homepage stays broad for expansion while Florida facts remain explicit here.

Keep ad groups and pages aligned by service intent.
No. Keep the homepage general for expansion and put Florida-specific terms on this location page and Florida service pages.
It has a stable canonical URL, explicit Florida facts, internal links, and structured data. Submit it in Search Console after staging is approved and production is cut over.