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Roof material Standard shingle Architectural shingle Tile Metal Flat / membrane Roof shape Hip Gable Flat Mixed / unknown Opening protection None / unknown Complete Partial Unknown Roof deck Nails type A Nails type B Clips / straps Unknown Roof-wall Hurricane ties / clips Clips Single wraps Unknown Water resistance Yes No Unknown Fire hydrant Nearby Not nearby Unknown Townhouse / rowhouse No Townhouse Rowhouse Personal property Other structures 2% 5% 10% 20% Loss of use 10% 20% 30% 40% Liability $100,000 $300,000 $500,000 $1,000,000 Medical payments $1,000 $2,500 $5,000 AOP deductible $1,000 $2,500 $5,000 $10,000 Hurricane deductible 2% 5% 10% Effective date Policy expiration